FRM真题练习很有必要，考生不容忽视！

FRM真题是历年FRM考试的题目，是FRM考试的重难点地方，因此建议考生在考前能够进行至少三套真题的练习，并对真题的知识点进行总结，帮助自己进行提升！FRM真题练习很有必要，考生不容忽视！

下面是小编列举的真题解析，希望对你有所帮助：

Thrift Bank carries risk-weighted assets (RWA) of $40.0 billion. In regard to its eligible regulatory capital, the bank holds: $2.8 billion of Common Equity Tier 1 Capital (“Core Tier 1”) $0.2 billion ofAdditional Tier 1 Capital $1.4 billion of Tier 2 Capital (“Gone concern”) Does Thrift Bank meet the Basel III capital requirements?

A) No, because Tier 1 Capital is not at least 8.5%

B) No, because Total Capital is not at least 10.5%

C) Yes, because Tier 1 is at least 4.0%

D) Yes, because Tier 2 is at least 2.5%

答案：A

解析：No, because Tier 1 Capital is not at least 8.5% Basel III requires Core Tier 1 (Common Equity) of 7.0%, Tier 1 of 8.5%, and Tobal Capital of 10.5%: Core Tier 1 (Common Equity) ratio of at least 7.0% = 4.5% + 2.5% Conservation Buffer.

Thrift Bank holds exactly sufficient Common Equity: 2.8/40.0 =7.0%. Tier 1 (Common Equity +Additional Tier 1) ratio of at least 8.5% = 6.0% Tier 1 + 2.5% Conservation buffer.Thrift Bank only holds Tier 1:3.0/40.0 = 7.5% Total Capital ratio of 10.5% = 8.0% total capital + 2.5% Conversation Buffer. Thrift Bank holds Total Capital:4.4/40.0 = 11.0%

FRM考试的内容就分享这么多，考生如果对FRM考试还有更多的疑问，可以文章评论一起学习探讨！另外，有2022年全年备考日历，想要的私信或者评论哦！