③In your opinion, what are the advantages and disadvantages of c

3. In your opinion, what are the advantages and disadvantages of cashless transactions?

3.在你看来，无现金交易的优点和缺点是什么？ 

As countries enter the modern and high-tech era, cashless payments have many advantages that are worth considering.

随着各国步入现代化和高科技时代，无现金支付有很多优势值得思考。

The benefits of cashless transactions. Firstly, it is convenient for everyone. You no longer have to worry about forgetting to bring the money, nor do you have to worry about losing it.Secondly, when consumers make more transactions through credit cards, the issuing company will provide users with various types of preferential measures.

无现金交易的好处。第一，方便大家。你再也不用为忘记带钱而烦恼，也不用担心钱会丢了。第二，当消费者通过信用卡进行更多交易时，发行公司会向用户提供多种类型的优惠措施。

The drawbacks of cashless transactions. Cash free payments mainly use the internet, which means that the system may have vulnerabilities that are vulnerable to hacker attacks. Hackers may break into the system and steal users' financial information.

无现金交易的缺点。无现金支付主要使用网络，这意味着系统会存在容易受到黑客攻击的漏洞。黑客可能会闯入系统并窃取用户的财务信息。

Cashless simplification simplifies a person's life and validates and formalizes various transactions. This helps to limit corruption and the flow of black money, thereby promoting Economic expansion. In addition, the printing and transportation costs of paper currency have been reduced due to the lack of cashing.

无现金化简化了一个人的生活，并对各种交易进行了验证和形式化。这有助于限制腐败和黑钱流动，从而促进经济扩张。此外，纸币的印刷和运输成本由于无现金化而降低。

Having no cash at all can bring some risks. One of the biggest problems is that if power or communication networks fail, the entire economy may collapse. Criminals are using increasingly complex technologies to steal digital currency by invading bank databases.

完全无现金会带来一些风险。最大的问题之一是，如果电力或通信网络出现故障，整个经济可能会崩溃。犯罪分子正在使用越来越复杂的技术通过侵入银行数据库来窃取数字货币。

Various security issues constrain the development of a cashless society and further improvement is needed. With the continuous improvement of mobile payment, I believe that this problem will be solved in the future.

种种安全问题制约着无现金社会的发展，还需要进一步完善。随着移动支付的不断完善，我相信在未来、这种问题会得到解决的。