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不同学历的人如何赚钱&花钱(USA:How U Make and Spend Money by Education Level)

2020-07-18 22:39 作者:太宇可斯  | 我要投稿


The data visualizations in today’s post come to us from Engaging Data and they use Sankey diagrams to display data from the Bureau of Labor Statistics (BLS) that shows income and expenditure differences between varying levels of education in America.

今天这篇文章中的数据可视化来自于从事数据,他们使用 Sankey 图表来显示来自劳工统计局的数据,这些数据显示了美国不同教育水平之间的收入和支出差异。

The four charts below will show data from the following categories:

下面的四个图表将显示以下类别的数据:

  1. Less than high school graduate 还没有高中毕业

  2. High school graduate 高中毕业

  3. Bachelor’s degree 学士学位

  4. Master’s, professional, or doctorate degree硕士、专业或博士学位

It should be noted that the educational level listed pertains to the person the BLS defines as the primary household member. Further, people in households can be at different ages and at different stages in their career – for example, someone with a Master’s degree could be 72 years old and collecting pension payments, and this impacts the data.

应当指出的是,所列出的教育水平涉及劳工统计局界定为主要家庭成员的人。此外,家庭中的人可能处于不同的年龄和职业生涯的不同阶段——例如,拥有硕士学位的人可能已经72岁,正在领取养老金,这影响了数据。

Less than High School Graduate – $28,245 in spending (98.5% of total income)低于高中毕业生——支出28,245美元(占总收入的98.5%)


These contain an average of 2.2 people (0.7 income earners, 0.6 children, and 0.5 seniors)

The average household in this category brings in $17,979 of salary income, as well as an additional $7,503 from social security programs.

这类家庭的平均工资收入为17,979美元,另外还有7,503美元来自社会保障项目。

Almost all money (98.5%) is spent, and on average these households are actually pulling money from savings (or taking out loans) to make ends meet. The biggest expenditure categories include: housing (23.5%), foot at home (12.3%), household expenses (8.4%), and gas/insurance (8.2%).

几乎所有的钱(98.5%)都花掉了,平均而言,这些家庭实际上是从储蓄(或贷款)中提取钱来维持收支平衡。最大的支出类别包括: 住房(23.5%)、居家(12.3%)、家庭开支(8.4%)和煤气/保险(8.2%)。

High School Graduate – $35,036 in spending (87.3% of total income)高中毕业生——支出35,036美元(占总收入的87.3%)


These contain an average of 2.3 people (1.0 income earners, 0.6 children, and 0.4 seniors)

The average household here brings in $29,330 of salary, as well as $9,008 from social security.

这里的平均家庭年收入为29,330美元,同时还有9008美元的社会保障。

These households spend 87.3% of their income, while putting $3,113 (7.8%) away in savings each year. The biggest expenditure categories include housing (21.7% of spending), food at home (10.1%), gas/insurance (10.0%), and vehicles (7.7%).

这些家庭每年花费他们收入的87.3% ,而储蓄为3,113美元(7.8%)。最大的支出类别包括住房(占支出的21.7%)、家庭食品(10.1%)、汽油/保险(10.0%)和车辆(7.7%)。

Bachelor’s Degree – $63,373 in spending (68.6% of total income)学士学位——支出63,373美元(占总收入的68.6%)


These contain an average of 2.5 people (1.5 income earners, 0.6 children, and 0.4 seniors)


Households with at least one person with a Bachelor’s degree earn $81,629 per year in salary, as well as nearly $11,000 stemming from a combination of social security, dividends, property, and other income.

至少有一个人拥有学士学位的家庭年收入为81,629美元,同时还有将近11,000美元来自社会保障、红利、财产和其他收入。

Roughly 68.6% of income is spent, with 16.6% going to savings. Top expenditures include housing (22.4%), gas/insurance (8.8%), household expenses (7.9%), and food at home (7.6%).

大约68.6% 的收入用于支出,16.6% 用于储蓄。最高支出包括住房(22.4%)、燃气/保险(8.8%)、家庭开支(7.9%)和家庭食品(7.6%)。

Graduate Degree – $83,593 in spending (62.9% of total income)研究生学位——支出83,593美元(占总收入的62.9%)



These contain an average of 2.6 people (1.5 income earners, 0.6 children, and 0.4 seniors)


Finally, in the most educated category available, the average amount of salary coming into households is $116,018, with roughly an additional $17,000 coming in from other sources such as social security, dividends, property, and other income.

最后,在受教育程度最高的一类家庭中,平均收入为116,018美元,另外还有大约17,000美元来自其他来源,如社会保障、红利、房产和其他收入。

Here, 62.9% of income gets spent, and 17.3% gets put towards savings. The most significant expenditure categories are housing (23.3%), household expenses (8.4%), gas and insurance (7.2%), and food at home (6.9%).

在这里,62.9% 的收入用于支出,17.3% 用于储蓄。最重要的支出类别是住房(23.3%)、家庭开支(8.4%)、燃气和保险(7.2%)以及家庭食品(6.9%)。

For now, there is a clear link between certain types of college degrees and higher salaries.就目前而言,某些类型的大学学位和更高的薪水之间存在着明显的联系。




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