【龙腾网】买房子便宜还是自己盖房子便宜

正文翻译

Is it cheaper to buy or build your house?

买房子便宜还是自己盖房子便宜?

评论翻译

Sundaramany Mani, A finance and economics enthusiast with several years experience

Sundaramany Mani，在融和经济方面多年经验的爱好者
原创翻译：龙腾网 http://www.ltaaa.cn 转载请注明出处

No, it is cheaper.
You can buy land cheaper without developer's margins
You save from developer's legal and other administrative costs
You save from builder's margins/markup on construction cost
You save from GST on builder's construction services
You save from builder's supervision costs
You save from builder's/developer's finance costs
You enjoy the freedom of buying land where you like and build house suiting your aesthetics, tastes, preferences and at your own pace, room by room, floor by floor
You only avail services of an engineer to do floor plans, architectural designs, obtain town planning approvals, occasional construction supervision.
You can buy materials on your own as per quantities provided by engineering estimates
Engage mason/ carpenter/ fabricators on “rate contract" basis and unskilled labourers on daily basis
Construction cost around Rs.1800-2000 per sft or less and land cost depending on area & location

不，（自建）比较便宜。
你可以更便宜地购买土地，而不需要承担开发商的利润；
你可以节省开发商的法律和其他管理成本；
你节省了建筑商的利润和建筑成本的加价率成本；
你可以从建筑商的建筑服务中节省商品服务税费用；
你可以节省建筑商的监督成本；
你可以节省建筑商/开发商的财务成本；
你可以自由地在自己喜欢的地方购买土地，按照自己的审美、品味和喜好，一间一间地、一层一层地建造房子；
你只会利用工程师来做平面图、建筑设计、获得城市规划批准，偶尔还会进行施工监督。
你可以根据工程估算提供的数量自行购买材料
根据“价格合同”雇佣泥瓦匠/木匠/制造商，和非熟练工人进行日常沟通。
建筑成本约为每平方英尺1800-2000卢比，或更低，土地成本取决于区域和位置
原创翻译：龙腾网 http://www.ltaaa.cn 转载请注明出处

Kevin Mcelroy
It’s much cheaper to buy one. I just bought a 30 year old house for $131 a square foot, a new home of similar quality would cost me about $210 a square foot. Given the size of my home, the difference is about $260,000.
My existing home is completely upxed, and all i need to change is the master bath tile, and the kitchen quartz because i don’t care for the color. My upxes are less than $40,000.

买一个便宜多了。我刚以每平方英尺131美元的价格买了一套30年的老房子，同样质量的新房子每平方英尺210美元左右。考虑到我的房子的大小，差距大约是26万美元。
我现有的房子已经完全现代化了，我只需要更换主浴室的瓷砖和厨房的石英石，因为我不喜欢带颜色的。我的装修不到4万美元。

Ron Rothenberg, Second Cousin of Quora
Usually it is much more expensive, both financially and emotionally.
There are so many decisions to be made when building a house. Contractors live in a different world and don’t speak the same language, even if their English is superb.
It’s the nature of construction that materials shrink and swell and new houses make noises, nothing quite fits right, and you will think your new house is possessed by demons.
Your expectations, on the other hand, are that it is like a new car, and everything will work perfectly.
The truth is that a new house is less like a new car and more like a colicky baby.

通常，无论是在经济上还是在情感上，代价都要高昂得多。
盖房子的时候有很多决定要做。承包商生活在一个不同的世界，即使他们的英语很棒，不会说同一种语言。
这是建筑的本质，材料会收缩和膨胀，新房子会发出噪音，没有什么是合适的，你会认为你的新房子被恶魔附身了。
另一方面，你的期望是，它就像一辆新车，一切都会完美地运行。
事实是，一栋新房子不像一辆新车，更像一个疝气的婴儿。

You will also spend a lot more money on building the house. You will choose all the upgrades, just because you can.
Real Estate Joke: “Q: How do you build a $300,000 house? A: Spend $400,000.”
You and your spouse will divorce due to the stress of building the house. She will end up with half of a house that you can’t sell for what you paid.
The whole thing will end up in court as you sue the builders of the house.
Phew, just buy a house that has been standing for 100 years - that’s a great testament to the fact that the builders knew what they were doing. 
Seriously, though, building a house is much more work than you can imagine, so make sure you know what you’re getting into before you go that route.
Too many people walk into home construction with no idea what it entails. Don’t be one of them.

你也会花更多的钱在建造房子上。你将选择所有的升级项目，只是因为你可以。
房地产笑话：“问：你怎么建一栋30万美元的房子？答：花40万美元。”
由于建造房屋的压力，你和你的配偶将离婚。她最终会得到房子的一半，而你无法以你支付的价格出售。
当你起诉房子的建造者时，整件事都会在法庭上了结。
哇，买一栋已经屹立了100年的房子就行了——这是一个伟大的证明，证明建造者知道他们在做什么。
不过，说真的，盖房子的工作比你想象的要多得多，所以在你做这个决定之前，一定要知道你要做什么。
太多的人不知道房屋建设需要什么。不要成为他们中的一员。

Daniel Suciu, Investor/Enterpreneuer/House Flipper/Architect/Enginineer

Daniel Suciu，投资者/企业家/房屋建设者/建筑师/工程师

One of my friends charges $400 a square foot labor and materials to build high-end houses. I as a value Builder can build the same quality house for about $120 a square foot labor and materials. So it depends on who you hire whether or not it’s cheaper to build your own house or buy one.
Some builders pay material markups were others don’t and negotiate fixed prices for labor. By taking away the risk of materials you can negotiate weekly rate with a lot of skilled tradesmen for labor only. Some builders pay electricians $100 an hour to drill holes while others pay carpenter which are $25 an hour to drill the same holes. Same goes with the plumber.

我的一个朋友建造高端住宅每平方英尺要价400美元的劳动力和材料费。作为讲究物超所值的建设者的我来说，可以用每平方英尺120美元的劳动力和材料建造同样质量的房子。所以，建造自己的房子还是买房子更便宜的问题取决于你雇佣的是谁。
一些建筑商要支付材料的利润，而另一些建筑商则不支付，并协商固定的劳动力价格。排除掉材料的加价风险外，你可以与许多熟练的技工协商每周的价格，只需付劳动力费用。一些建筑工人付给电工100美元一小时来钻洞，而另一些工人付给木匠25美元一小时来钻同样的洞。水管工也一样。

Some builders use coupons to purchase materials. 
Generally it is cheaper to build your own house compared to buying a house. When you buy house the builder is going to want his profit and taxes.
I just heard of an instance where a former jail that cost the government over $250 a square foot to build in the 80’s is being sold for $20 a square foot. So if you buy that and spend a few hundred thousand dollars remodeling it You would have a monster house for half the price.
Yhe point is that if you do things unconventionally and think outside the box you can build for far less

一些建筑商使用优惠券购买材料。
一般来说，建造自己的房子比买房子便宜。当你买房子时，建筑商会想要他的利润以及还需要交税。
一些建筑工人付给电工100美元一小时来钻洞，而另一些工人付给木匠25美元一小时来钻同样的洞。水管工也一样。所以，如果你买了它，花几十万美元重建它，你会以一半的价格得到一个巨大的房子。
重点是，如果你不按常规做事，跳出框框思考，你可以用更少的钱来建造它。

Glen McMillian, former Country Born and Bred, Outdoor Enthusiast
I have built a couple,myself, and participated in the building of many more, and I know a number of people who contracted their own home construction.
If you are reasonably competent at managing your own business affairs, and know how to use the tools, you are very likely to save a substantial amount of money by building yourself, personally, hands on.
If you hire out all or almost all the work to subcontractors, the odds are good you will save a good bit of money. Everybody I know personally who served as their own general contractor saved some money, more than enough that they were happy.
You do have to have a working brain and some organizational skills to build or supervise the construction of a house, but it’s not rocket science.

我自己建造了两栋建筑，还参与了更多的建筑，我认识一些人，他们自己建设房屋。
如果你在管理自己的商业事务方面有相当的能力，并且知道如何使用这些工具，你很可能选择亲自动手打造来节省大量资金。
如果你把所有或几乎所有的工作都租给分包商，你很可能会省下一大笔钱。我认识的每一个自己做总承包商的人都存了一些钱，多得让他们很高兴。
你确实需要有能力和组织技能来建造或监督房子的建造过程，但这不是火箭科学。

Cindy Enright, lives in Florida (1956-present)

辛迪·恩赖特，住在佛罗里达(1956年至今)

My husband and I built, but did it a little differently than most people. We acted as our own contractor and as such could purchase materials at contractor prices. The only thing we “hired out” was the foundation, framing and roof. We were lucky to have my dad that knew what he was doing since he was a former contractor and had friends. We did the plumbing, my uncle came to visit from Alabama and did my electric (master electrician)
I don't know that it was any cheaper, but in the end it was ours, and paid for when we moved in. Now before you think it was an 800 square foot abode, far from it. 2500 sq feet, with what at the time ('86) was top of the line materials, appliances and fixtures. The family joke was the two most costly rooms were the master bath and my kitchen and they were, but we had what we wanted and it was built to last a lifetime.
At that point in time the county had a rule that you had to have an energy audit before they would issue a building permit It took into account things such as your HVAC, insulation, windows and were you using solar. 
At the end we swore never again. Joke was on us. We ended up rehabbing two others later in life.

我丈夫和我建造了房子，但和大多数人做的有点不同。我们自己作为承包商，因此可以按承包商价格购买材料。我们唯一“分包“出去的就是地基、框架和屋顶。我们很幸运，父亲知道他在做什么，因为他以前是一名承包商，有很多朋友。我们做了水管，我叔叔从阿拉巴马州来给我做电工。
我不知道是不是更便宜，但最终那是我们的房子，我们搬进来的时候付好了钱。在你认为这是一个800平方英尺的住所之前，远非如此。2500平方英尺，用的是当时(1986年)顶级的材料、电器和固定装置。家里的笑话是，最贵的两个房间是主浴室和我的厨房，但我们有我们想要的，它是为我们的生活而建的。
当时，该县有一条规定，在他们签发建筑许可证之前，你必须进行能源审计。它考虑到了诸如暖通空调、隔热材料、窗户以及是否使用太阳能等因素。
最后我们发誓再也不做了。我们开了个玩笑。后来，我们又帮另外两个人进行了改造。